Mortgage Blog
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Category: Mortgage (9 posts)
Mortgage Renewal in 2026: Fixed or Variable?
May 11, 2026 | Posted by: Malcolm Dawit
If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea ...
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April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Malcolm Dawit
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...
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5 Most Important Issues That Can Delay a Mortgage Closing in Canada
April 15, 2026 | Posted by: Malcolm Dawit
Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...
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Newly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: Malcolm Dawit
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...
read moreMarch 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Malcolm Dawit
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...
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Spring 2026 Home Buying Canada, Listings vs Affordability
February 24, 2026 | Posted by: Malcolm Dawit
Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ...
read moreJan 28-2026-Bank of Canada maintains policy rate at 2.25%
January 28, 2026 | Posted by: Malcolm Dawit
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is ...
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Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers
January 25, 2026 | Posted by: Malcolm Dawit
If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many ...
read moreHousing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
December 23, 2025 | Posted by: Malcolm Dawit
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...
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