Mortgage Blog

Canada's Rental Market Overview for 2025 and going into 2026

February 10, 2026 | Posted by: Malcolm Dawit

Canada's rental market finally showed signs of breathing room in 2025. After several years of ultra-tight conditions, CMHC reports that vacancy rates rose across all major census metropolitan areas (C ...

Jan 28-2026-Bank of Canada maintains policy rate at 2.25%

January 28, 2026 | Posted by: Malcolm Dawit

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is ...

Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers

January 25, 2026 | Posted by: Malcolm Dawit

If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many ...

Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

January 13, 2026 | Posted by: Malcolm Dawit

If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

December 23, 2025 | Posted by: Malcolm Dawit

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...

Tips for Picking the Right Home to Flip

December 15, 2025 | Posted by: Malcolm Dawit

Guide to Choosing a House to Flip for Maximum Profit Not every property will make a promising flip. Here is everything you need to know to maximize your profits from the very start while minimizing ...

Can Housing Upgrades Affect Your Insurance?

December 8, 2025 | Posted by: Malcolm Dawit

Home insurance |housing upgrades | home renovations Housing upgrades have the potential to leave you underinsured so it is important to always contact your home insurance before starting a home renov ...

Home Selling Season is Around the Corner: Tips to Get Ready

December 1, 2025 | Posted by: Malcolm Dawit

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

Should You Pay Off Your Mortgage Early?

November 17, 2025 | Posted by: Malcolm Dawit

It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...

Real Estate 101: Essential Tips for First-Time Home Buyers

November 10, 2025 | Posted by: Malcolm Dawit

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

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